Small Business Vision Insurance

Clear vision, clear success: Ameritas vision for small businesses! Click below to get a vision insurance quote.

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Vision insurance plans

The Ameritas small business vision insurance plans for Costco members are powered by the VSP Choice Network. All plans include coverage for eye exams and eyewear such as glasses or contact lenses. Depending on the plan you choose, benefits are available every year or every other year.

VSP is committed to providing accessible, premium eye care plans customized to individual needs, thereby enhancing visual well-being nationwide. Serving over 48 million members, equating to one in seven Americans, VSP prioritizes preventive measures such as vision exams.

In alignment with CDC guidelines, the VSP Eye Health Management Program concentrates on the early detection and management of conditions like diabetes. Utilizing their broad network of eye care professionals and proprietary HIT platform, VSP monitors patients for early indications of various health concerns while maintaining strict HIPAA compliance. Through collaborative data sharing with health plans, VSPs facilitates proactive health management.

VSP Post Enrollment Employee Brochure

VSP savings chart comparing costs of treatment with and without vision insurance

Network Savings

The Ameritas small business vision insurance plans for Costco members include access to VSP network savings on exams and eyewear. Find network providers near you and start maximizing your savings today.

Find an Eye Doctor Near Me | Optometrists & Ophthalmologists (vsp.com) Select the Choice Network

Benefits of Annual Eye Exams:

Regular eye exams can detect vision problems early on, even before symptoms manifest. Conditions such as nearsightedness, farsightedness, astigmatism, and presbyopia can be identified and corrected through appropriate eyeglasses, contact lenses, or other treatments.
Eye exams can help detect various eye diseases and conditions, such as glaucoma, cataracts, diabetic retinopathy, and macular degeneration. Early detection and treatment of these conditions can prevent or slow down their progression, preserving vision and reducing the risk of complications.
Regular eye exams allow eye care professionals to monitor changes in your eye health over time. This monitoring is crucial for individuals with existing eye conditions or risk factors for eye diseases, as it enables timely adjustments to treatment plans or interventions as needed.
The eyes are often considered windows to overall health. During a comprehensive eye exam, eye care professionals may detect signs of systemic health conditions such as diabetes, hypertension, and autoimmune diseases, which can manifest through changes in the eyes.
Good vision is integral to performing everyday tasks, such as reading, driving, working, and enjoying leisure activities. Regular eye exams help ensure that your vision remains clear and comfortable, thereby preserving your quality of life and independence.
Early detection of vision problems in children is crucial for their development and academic performance. Regular pediatric eye exams can identify issues like amblyopia (lazy eye) or strabismus (eye misalignment), allowing for timely intervention to prevent long-term consequences.
As vision can change over time, regular eye exams are necessary to update prescriptions for eyeglasses or contact lenses. Wearing outdated prescriptions can strain the eyes and lead to discomfort, headaches, and decreased visual acuity.

In summary, regular vision exams play a critical role in preserving eye health, detecting potential issues early, and maintaining overall well-being. By prioritizing routine eye care, individuals can enjoy clear vision and reduce the risk of vision loss and associated complications.

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Additional Savings

The VSP network provides additional savings on eyewear and laser vision correction.

Benefit

VSP Vision Savings

Amount Exceeding Retail Frame Allowance

20% off

Additional Prescription Glasses

20-30% off*

Non-Prescription sunglasses

20-30% off*

Additional Savings

Select a featured frame brand and get an extra $20-$40 or more to spend

LASIK or PRK Laser Vision Correction

15% Average off retail, 5% off promotional price at VSP contracted facilities

Retinal Screening

Member Cost $39 or Less

Lens Options and Coatings

Lens options are not covered by these plans. When you visit a network provider, you'll get discounts on a variety of lens options. See member costs below.

Standard Polycarbonate (impact resistant)

$0 Child, $33 Adult

Tints & Dyes (except pink 1 & 2)

$15-$17

Photochromatic (light-to-dark tinting)

$31-$82

Scratch Resistant

$17-$33

Anti Reflective (anti-glare)

$43-$85

Ultraviolet

$16

Savings are based on applicable laws, reduced costs may vary by doctor location.
*30% off if purchased the same day as WellVision exam; 20% off if purchased within 12 months of the exam

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Ameritas Vision FAQs

I don't wear glasses and can see fine. Why do I need vision coverage?

Answer

Getting an eye exam isn't just aobut reading glasses. It's also about your health. An eye exam can detect eye health problems like glaucoma or cateracts, but it may also help identify signs of serious diseases, like high blood pressure, diabetes and high cholesterol.
My child gets a vision screening at school, so there's no need for an eye exam right?

Answer

A vision screening does not take the place of a comprehensive eye exam. School screenings generally check for color blindness and your child's ability to see far away. A comprehensive exam will evaluate the entire structure of the eye and allow the doctor to view nerves and blood vessels - small windows into your child's overall health. Eye doctors will also check for farsigntedness, which is more common in younger children.
Can I use FSA or HSA funds after my vision benefit is applied?

Answer

Yes. A Flexible Spending Account (FSA) or Health Savings Account (HSA) can be used to pay for out-of-pocket vision expenses.
What is Ameritas' relationship with VSP?

Answer

VSP is one of the largest vision care companies in the world. They have relied on Ameritas as a trusted partner for decades. Ameritas handles vision plan administration and underwriting. VSP provides customer service and manages the provider networks.

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Lines of Coverage

Resources

Additional Costco Services

Small Business Vision Insurance

Vision insurance plans

Network Savings

Benefits of Annual Eye Exams:

Additional Savings

Ameritas Vision FAQs

I don't wear glasses and can see fine. Why do I need vision coverage?

My child gets a vision screening at school, so there's no need for an eye exam right?

Can I use FSA or HSA funds after my vision benefit is applied?

What is Ameritas' relationship with VSP?